Branch Capture Benefits

Capturing images in a branch can improve overall efficiencies of your payment operation. Look at why so many institutions are implementing a branch image capture solution.

• Reduce the dependence on the physical transportation of items from the branch or depositor to the processing center
• Reduce courier cost
• Allow financial institutions to offer later cut-off times and improve funds availability
• Provide faster access to images for corporate customers
• Respond quickly to customer inquires with access to image archives
• Reduce the risk of lost or stolen paper items
• Implemented with minimal impact to branch operations and systems
• Requires minimal training
• Back counter scanning complements a teller solution for large deposits
• Enables split of on-us and transit items
• Handles all branch transactions
• Identify fraudulent items sooner
• Enable better float management and earlier exception handling
• Meet deadlines consistently
• Gain new revenue opportunities from image-based services

Progressive institutions have captured checks on the back counter since the 1990s. They selected back counter capture because these solutions were easily implemented without major teller application changes and retraining. Basically, anyone in the branch simply captures batches of items on a back-counter scanner, at regular intervals.
 
Think of it as running an image POD process with prime pass at a remote site.